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What We Do
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Advanced Insurance Management LLC consults on proper Workers
Compensation insurance premiums, classifications, experience
modification factors, payroll audits, and other technical
aspects of Workers Comp premium charges. We help employers
lower the cost of Workers Compensation insurance by finding and
correcting errors in their Workers Comp insurance premiums,
current and past.
We produce refunds and reductions for employers nationwide by
checking over classifications, Experience Modification Factors,
payroll audits, and other rating factors that affect premium.
Technical mistakes in these areas are far more common than
generally realized, even by many insurance professionals.
We review current and past Workers' Comp insurance policies,
looking for technical mistakes that have caused premiums to be
higher than they should be. We then correct those technical
mistakes, producing lower current premiums, or a refund back
from past policies, or a combination of both. Our review also
often produces savings on future policies.
This kind of review has nothing to do with a company's Workers
Compensation claims--it doesn't matter if your company has had a
lot of claims, or none at all.
Sometimes employers have us review their Workers Compensation
premium charges to see if we can uncover overcharges that have
been overlooked. Other times, employers come to us when
they are locked in a dispute over classifications, audits,
experience mods, or other aspects of premiums with their
insurers or the rating bureau, and they need help in
successfully resolving the matter.
AIM has no connection to any insurance agency or carrier. We're
true independent auditors and consultants. And there is never
any need to make a change in your current insurance agent or
insurance company to take advantage of our service.
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Who We Can Help
AIM has been retained by a wide
variety of clients--manufacturers, contractors,
transportation companies, staffing companies, hospitals--even an NFL
team-- to provide expertise regarding Workers'
Compensation insurance cost and
coverage.
We've helped employers of all
types and all sizes –
from small machine shops to Fortune
500 corporations. And we're experienced with the Workers'
Compensation rules and regulations of every state that
allows private insurance for Workers' Comp. So no matter your
company's size, or where you're located, AIM may help you to reduce
the cost of Workers'
Compensation insurance
now and in the future.
We've been helping
employers do just
that since
1987, making Advanced Insurance Management one of the oldest
and most experienced firms in
the field of premium recovery.
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