800-288-9256      AIM@cutcomp.com

Reduce Premiums. Recover Overcharges. Dispute Audits.


Workers Compensation Premium & Audit Consultants




Advanced Insurance Management consults with employers about  Workers Compensation insurance premium audits, classifications and experience modifiers, double checking technical issues that directly affect the premium charges made by inurers.



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We don't sell insurance. We don't compete with your insurance agent or broker.


Instead, we serve as independent experts on issues such as proper Workers Comp classification codes, payroll audits, and experience modification factors, with a focus on making sure an employer pays no more in Workers Comp insurance premiums than is properly called for under the rules.


Got a Shock Audit? We May Be Able To Help Knock It Down To Size.



We also consult with insurance agents/brokers, accountants, and attorneys who have clients with problems or disputes over Workers Compensation insurance premiums, audits, classification codes, experience modification factors, and other technical rating issues that impact Workers Comp insurance premiums.


Insurance companies and rating bureaus such as NCCI can make errors that mean employers pay higher premiums. We find and fix those errors.


  We find, fix, and recover overcharges in past & current Workers Compensation insurance premiums paid by employers.



We're consultants with no ties to any insurance agencies or insurers. Our services involve making no changes in your agent or your insurance company.

We assist employers of all sizes, of all types, all across the U.S.A.


We've helped construction companies, manufacturers, staffing companies, energy companies, transportation companies, and others.






In short, we lower Workers Comp insurance costs for employers by finding and correcting underwriting and auditing errors in Workers Comp premium calculations and audits. 


We check over the classification codes used to compute your premium charges. We check the experience modification factor used to adjust your premium charges. And we check over the payroll audits done for past policies that determined the final premium charges paid for those past policies.


"I would like to thank you for the great work you did in investigating the problem with our experience modification rating. Your discovery of errors as well as insurance companies' failures to submit data to NCCI were critical to our company's ability to continue to do construction work on federal projects."--National Resource Management

Contact Us

We Don't Sell Insurance


Advanced Insurance Management LLC is not an insurance agency or brokerage. We're not looking to compete with or replace your current insurance agent.  That means we can assist you, as consultants, without making any change in who you buy your Workers Comp insurance from.

Our Clients


"Your review of our past Workers' Compensation policies produced a refund of just over $23,000, a refund produced by your finding overcharges in our old policies that we had never realized had occurred." --Diamond Blast Corporation


More About Us


"Before we hired Advanced Insurance Management, we were facing almost $40,000 of workers compensation premiums for my company that supposedly had one employee.  I was facing the very real possibility of having to close my doors because of these bills.
Advanced Insurance Management was able to negate the premium that the insurance company was trying to apply. I would highly recommend Advanced Insurance Management to anyone that is involved in a dispute with their Workmans Compensation Insurance carrier.  They saved my business."--WTLS Services









Advanced Insurance Management BBB® Accredited Business SealBBB® Accredited A+ Rating


How We Can Help You


"Thanks to your persistence and effort, we received a refund of over $36,000 from our insurance company."-Polar Tool


you can also listen to an audio interview about our work.



Consultants on Workers Comp Classification Codes, Experience Modifiers, Payroll Audits, & More

We've been helping employers since 1987, making Advanced Insurance Management one of the oldest and most experienced firms in the field of premium recovery.

We've helped employers of all types and all sizes – from very small contractors and machine shops to Fortune 500 corporations. And we're experienced with the Workers' Compensation rules and regulations of every state that allows private insurance for Workers' Comp. So no matter your company's size, or where you're located, AIM may help you to reduce the cost of Workers' Compensation insurance now and in the future.


"Advanced Insurance Management has been a tremendous help to Allied Welding, Inc., and has saved us money and generated a significant refund on our Workers' Compensation by finding an error in our classifications. We value their expertise."--
Allied Welding
Advanced Insurance Management BBB® Accredited Business SealBBB® Accredited A+ Rating
  • Advanced Insurance Management LLC
  • 3230 South Harlem Avenue,  Suite 203
  • Riverside, IL 60546
  • contact us:phone: 800-288-9256
  • e-mail:aim@cutcomp.com