I started Advanced Insurance Management® back in 1987, after working for years as an insurance producer and consultant.  Twenty-five years later, I'm pleased to be able to say that I'm busier than ever, helping employers lower their costs for Workers' Compensation insurance by checking the technical factors insurance companies use to compute premiums.  

I've worked in the insurance business since 1976. I've worked for insurance companies, been part of the independent agency system, and worked for several insurance consulting companies before starting my own consulting practice.  Along the way I've written two books on the subject of Workers' Compensation cost and coverage, been accepted as an expert in that field by state and federal courts, and worked with companies both large and small regarding their Workers' Compensation costs.

I've also earned the professional designations of  Chartered Property Casualty Underwriter, and Associate in Premium Auditing.  I've provided consulting services to such well-known companies as Caterpillar, Federal Mogul, The San Francisco 49ersand Bridgestone Tire, as well as to many smaller companies across the United States.  I even got to consult a little with the National Institute of Occupational Safety and Health (NIOSH) and with Lloyds of London (or at least with Lloyd's American lawyers.)  You can take a look at my full CV online as well.

I've served as a member of the Workers Compensation Committee of the Employment Law Council for the Illinois Chamber of Commerce.    I've also served on a task force organized by the Illinois Department of Insurance to implement new Workers’ Compensation insurance regulations. I've testified before the Illinois legislature on issues of Workers' Compensation insurance.  And I've presented lectures and seminars before a number of insurance and business groups, including The Workers Compensation Claims Association, The Greater Peoria Contractors & Suppliers Association, The Central Illinois Employers Association, The Illinois Manufacturers Association, The Missouri Contractors Association, The Midwest Society of Professional Consultants, The Illinois 1752 Club (an organization of insurance marketing professionals), The Chicago Roofing Contractors Association, the International Recreational Water Professionals, Caterpillar, and at the Construction Risk Conference sponsored by the International Risk Management Institute. 

I've also developed seminars and educational materials approved for Continuing Education credit for insurance producers by the Illinois Department of Insurance and other state insurance regulators.  And I've assisted clients in successful appeals of NCCI decisions before various Workers’ Compensation Appeals Boards and in legal hearings before the Illinois Department of Insurance and the Nebraska Department of Insurance. 

I'm currently a member of the Society of Chartered Property Casualty Underwriters, and a member of the National Society of Insurance Premium Auditors, as well as the Forensic Expert Witness Association.

My latest book is Workers Compensation: A Field Guide for Employers, and I'm also the author of the 2005 book Ultimate Guide to Workers Compensation, and the 1995 book CompControl, The Secrets of Reducing Workers' Compensation Costs, although that book is a bit hard to find nowadays.

In the course of myconsulting work I estimate we've saved clients well over $20,000,000 in Workers' Compensation insurance charges.  The Advanced Insurance Management® service is more than just me nowadays, but I'm still personally involved in one way or another with every case we handle. And I've personally trained our other consultants and supervise their work.