Who We Are
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Advanced Insurance Management was begun in 1987 by Edward J. Priz, CPCU, APA, to provide independent consulting services to help employers lower current and past Workers Compensation insurance premiums. We do this by checking technical factors that determine the premium charges that insurance companies make for this coverage.
We produce Workers Compensation insurance refunds and reductions for employers nationwide by checking over classifications, Experience Modification Factors, payroll audits, and other rating factors that affect premium. Technical mistakes in these areas are far more common than generally realized, even by many insurance professionals.
We review current and past Workers' Comp insurance policies, looking for technical mistakes that have caused premiums to be higher than they should be. We then correct those technical mistakes, producing lower current premiums, or a refund back from past policies, or a combination of both. Our review also often produces savings on future policies.
This kind of review has nothing to do with a company's Workers Compensation claims--it doesn't matter if your company has had a lot of claims, or none at all.
AIM normally works on a contingent fee basis, so there is no charge for our work unless and until we actually produce a refund or reduction. No savings, no charge. And we only earn a fee for the results we produce on the current or past policies. No fee is generated for the future savings due to the corrections we make.
Of course, if you prefer, AIM is also available to review Workers' Compensation insurance premiums on an hourly-rate basis. We also often provide expert testimony in legal cases involving Workers' Compensation premium issues or disputes on commercial property or liability coverage and/or cost, and this of course is done on an hourly rate basis.
What We Don't Do
We don't sell insurance.
AIM has no connection to any insurance agency or carrier. We're true independent auditors and consultants. And there is never any need to make a change in your current insurance agent or insurance company to take advantage of our service.
For more information on AIM can help you, call 1-800-288-9256 or email aim@cutcomp.com.
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