Curriculum Vitae

for Edward J. Priz, CPCU, APA

 

 

 

 Edward J. Priz is a consultant, author, and expert witness on the subject of Workers Compensation insurance underwriting, audits, classifications, experience modifiers, premiums, and agent/broker professional standards and duties, and related issues.

He began his insurance career in 1976, starting as a life and health insurance producer. He began working with Workers Compensation insurance in 1978 as an insurance producer/agent/broker. In 1982 he also began consulting on Workers Compensation insurance issues, and in 1987 established his own consulting firm to specialize in this field, as Advanced Insurance Management.

Clients of this consulting practice have included manufacturers, contractors, utilities, transportation companies, staffing companies, a federal government agency, a chamber of commerce, and insurance companies and insurance agencies. Some well- known clients have included Caterpillar, Inc., Federal Mogul Corporation, Walsh Construction, Bridgestone/Firestone Tire, and the San Francisco 49ers.

Mr. Priz has also served as a consultant to insurers Lloyds of London, Zurich American Insurance, Zenith Insurance, Liberty Mutual Insurance, Dakota Truck Underwriters, Diamond Insurance Company, FCCI Insurance, 7710 Insurance, and Great American Insurance on issues involving Workers Compensation insurance coverage, premium computation, underwriting, classifications, experience modifiers, and premium audits.

 

He is the author of Workers Compensation: A Field Guide for Employers, published in 2010, as well as The Ultimate Guide to Workers Compensation, published in 2005, and CompControl, published in 1995 (revised edition 2001). 

Mr. Priz has served as an expert regarding Workers' Compensation insurance premium computation, insurance agent/broker standards of care, and other aspects of commercial property and liability insurance, in cases filed in both federal and state courts and arbitrations in California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Louisiana, Mississippi, Missouri, Nebraska, Nevada, New Jersey, New York, Ohio, South Carolina, Tennessee, Texas, and Virginia.  

Mr. Priz holds the professional designation Chartered Property Casualty Underwriter (CPCU) from the American Institute of Property and Liability Underwriters, as well as the designation Associate in Premium Auditing, from the Insurance Institute of America.  He is a 1974 graduate of Roosevelt University in Chicago, receiving a Bachelor of Arts Degree (With Honors).

Books:

Workers Compensation: A Field Guide for Employers, published by CreateSpace Publishing in 2010.

 

Chapter 22 of the Illinois Workers Compensation Manual, published by the Illinois State Chamber of Commerce in 2008.  

 

The Ultimate Guide to Workers' Compensation Insurance, published in 2005 by Entrepreneur Press.  

 

CompControl, published in 1995 by Oasis Press, with a revised edition published in 2001.  

 

Reports:

“Report on a Study of Small Employers and the South Carolina Second Injury Fund’s Impact on Workers’ Compensation Insurance Premiumscommissioned by the South Carolina Small Business Chamber of Commerce.  

Presentations and Seminars

Mr. Priz has presented lectures and seminars before a number of insurance and business groups, including:

 

The Workers Compensation Committee of Alaska

The Southeast Metro Law Club

The Central Illinois Chapter of the American Payroll Association

The Illinois Chamber of Commerce

The Workers Compensation Claims Association

The International Kitchen Exhaust Cleaning Association

The Greater Peoria Contractors & Suppliers Association

The Central Illinois Employers Association

The Illinois Manufacturers Association

The Missouri Contractors Association

The Midwest Society of Professional Consultants Caterpillar, Inc.

The Illinois 1752 Club  

The Chicago Roofing Contractors Association

The International Recreational Water Professionals

National Association of Women in Construction

Construction Risk Management Conference sponsored by the International Risk Management Institute

 

 

Mr. Priz has conducted webinars on the subject of Workers’ Compensation insurance premiums for:     

    Risk & Insurance magazine

     M. Lee Smith Publishers LLC

     Eli Research                                                                                                                                    

 

Administrative Hearings

Mr. Priz has assisted a number of clients in appeals of NCCI decisions at the

Illinois Workers’ Compensation Appeals Board, The Colorado Workers

Compensation Appeals Board and the Nevada Workers Compensation Appeals

Board. 

 

Mr. Priz has also assisted clients in legal hearings before the Illinois

Department of Insurance, The Alaska Department of Commerce-Division of Insurance, and the Nebraska Department of Insurance, and before the Ohio Bureau of Workers Compensation.

 

Prior Sworn Testimony

In the past four years, Mr. Priz has provided sworn testimony as an expert in the following matters: 

 

Commerce and Industry Insurance Company v. Staffing Advantage, Inc. United States District Court for the Eastern District of North Carolina Southern Division, Civil Action No. 7:L17-cv-165-FL. Retained by Defendant Staffing Advantage LLC. Provided deposition testimony regarding Workers Compensation insurance audits, classifications, and experience modification factors.

Pennsylvania Manufacturers’ Association Insurance Company v. Promise Healthcare, Inc. United States District Court for the Southern District of Florida, Case No. 9:17-cv-80906. Retained by Defendant Promise Healthcare. Provided Preliminary Report of Opinions and deposition testimony regarding Workers Compensation insurance and Retrospective Rating, Workers Compensation premium computation and audited premium charges.

 

LM Insurance Corporation and Liberty Mutual Insurance Corporation v. All-Ply Roofing Co., Inc. United States District Court, District of New Jersey, Civil Action No. 2:14-cv-04723-JMV-MF. Retained by Defendant All-Ply Roofing Co., Inc. Provided written report of opinions, rebuttal report, and deposition testimony regarding proper Workers Compensation insurance classifications, audited premiums, remuneration, experience modifiers, and insurance producer professional duties.

 

Samantha Martin’s Amazing Animals v. Amcomp Insurance, hearing at the Illinois Department of Insurance. Retained by policyholder Samantha Martin. Provided sworn testimony regarding proper Workers Compensation classification codes.

 

Roy Johnson v. Norfolk Southern Railway Company d/b/a Triple Crown Services

Company and Zurich North America Insurance and Zurich American Insurance Company, U.S. District Court, Southern District of Illinois No. 3:14-cv-1095MJR-WCW. Retained by Defendant Zurich American Insurance Company. Provided written report of opinions and deposition testimony regarding Workers Compensation insurance for owner/operators in the trucking industry.

 

Liberty Insurance Corporation v. S.E. LLC, Docket No. 1-001256-14, filed in

Superior Court of New Jersey Law Division: Bergen County. Retained by Defendant S.E. LLC. Provided written report of opinions and deposition testimony regarding Workers Compensation insurance audits, premiums, and classifications in New Jersey.

 

The Levy Company v. Monroe Guaranty Insurance Company and FCCI

Insurance Company, Case No 2012 L 2213, filed in Circuit Court of Cook County, Illinois. Retained by Defendant FCCI Insurance Company. Provided written report of opinions, deposition testimony, and testimony at trial regarding the use of Schedule Rating and experience modification factors in computing Workers Compensation insurance premiums in Illinois.

 

Travelers Casualty And Surety Company f/k/a Aetna Casualty And Surety Company, and Potomac Insurance Company of Illinois v. Kirby Madden, David Odom, Thomas Appleton, Jerry Ross, Paul Roberts and Labor Specialists, Inc., v. Travelers Casualty And Surety Company, d/b/a Travelers Insurance Company, Case No. 98 L 138 In The Circuit Court For The First Judicial Circuit Jackson County, Murphysboro, Illinois. Retained by Defendant Labor Specialists, Inc. Provided written report of opinions and deposition testimony regarding Workers Compensation insurance premiums.  

In Re: Stone & Webster, Incorporated, et al., Bankr. No. 00-2142 In the United States Bankruptcy Court For The District of Delaware. Retained by Stone & Webster. Provided report of opinions and deposition testimony regarding Workers Compensation insurance premium calculation and the use of separate agreements that purport to change the terms of the policies.

Ensign United States Drilling Inc. and Ensign United States Drilling (California) Inc. v. Weatherford U.S. Limited Partnership, filed in United States District Court for the District of Colorado, Civil Action No. 13-cv-00724-LTB. Retained by Defendant Weatherford. Provided report of opinions and deposition testimony regarding Large Deductible Workers Compensation insurance pricing and experience modification factors.

Command Center, Inc. v. AdvantEdge Insurance Group, et al, Case Number: 2010-CV-4135, filed in District Court, El Paso County, State of Colorado. Retained by Defendants AdvantEdge Insurance, et al, provided trial testimony regarding insurance broker standards of care and Workers Compensation insurance marketing and pricing of Large Deductible policies.

 

FallCreek Condominium Owners’ Association, Inc. v. Auto-Owners Insurance Company and Charlie Lemoine, Case No. 10AF-CC00168, filed in the Circuit Court of Taney County, Missouri. Retained by Plaintiff Fall Creek.  Provided written report of opinions and deposition testimony regarding duty of care owed by an insurance broker in procuring flood insurance.

 

P.J.R, & Associates, Inc. v. Aetna Casualty & Surety Co. of Illinois and Travelers Casualty and Surety Co. of Illinois, Aetna Casualty & Surety Co. of Illinois and Travelers Casualty and Surety Co. of Illinois v. Pete Reiman Case No. 2001-MR84, filed in Circuit Court of the 20th Judicial Circuit Randolph County, Illinois.  Retained by Plaintiff P.J.R. & Associates, provided written report of opinions and deposition testimony regarding Workers Compensation audited premiums.

  

In Re: Stone & Webster, Incorporated, et al., Bankr. No. 00-2142 In the United States Bankruptcy Court For The District of Delaware. Retained by Stone & Webster. Provided report of opinions and deposition testimony regarding Workers Compensation insurance premium calculation and the use of separate agreements that purport to change the terms of the policies.

 

Ensign United States Drilling Inc. and Ensign United States Drilling (California) Inc. v. Weatherford U.S. Limited Partnership, filed in United States District Court for the District of Colorado, Civil Action No. 13-cv-00724-LTB. Retained by Defendant Weatherford. Provided report of opinions and deposition testimony regarding Large Deductible Workers Compensation insurance pricing and experience modification factors.

 

Command Center, Inc. v. AdvantEdge Insurance Group, et al, Case Number: 2010-CV-4135, filed in District Court, El Paso County, State of Colorado. Retained by Defendants AdvantEdge Insurance, et al, provided trial testimony regarding insurance broker standards of care and Workers Compensation insurance marketing and pricing of Large Deductible policies.

 

FallCreek Condominium Owners’ Association, Inc. v. Auto-Owners Insurance Company and Charlie Lemoine, Case No. 10AF-CC00168, filed in the Circuit Court of Taney County, Missouri. Retained by Plaintiff Fall Creek.  Provided written report of opinions and deposition testimony regarding duty of care owed by an insurance broker in procuring flood insurance.

 

P.J.R, & Associates, Inc. v. Aetna Casualty & Surety Co. of Illinois and Travelers Casualty and Surety Co. of Illinois, Aetna Casualty & Surety Co. of Illinois and Travelers Casualty and Surety Co. of Illinois v. Pete Reiman Case No. 2001-MR84, filed in Circuit Court of the 20th Judicial Circuit Randolph County, Illinois.  Retained by Plaintiff P.J.R. & Associates, provided written report of opinions and deposition testimony regarding Workers Compensation audited premiums.