Curriculum Vitae
for Edward J. Priz, CPCU, APA
Edward J. Priz
is a consultant, author, and expert witness on the subject of Workers
Compensation insurance underwriting, audits, classifications, experience
modifiers, premiums, and agent/broker professional standards and duties, and
related issues.
He began his insurance career in 1976, starting as a life and health insurance
producer. He began working with Workers Compensation insurance in 1978 as an
insurance producer/agent/broker. In 1982 he also began consulting on Workers
Compensation insurance issues, and in 1987 established his own consulting firm
to specialize in this field, as Advanced Insurance Management.
Clients
of this consulting practice have included manufacturers, contractors, utilities,
transportation companies, staffing companies, a federal government agency, a
chamber of commerce, and insurance companies and insurance agencies. Some well-
known clients have included Caterpillar,
Inc., Federal Mogul Corporation,
Walsh Construction,
Bridgestone/Firestone Tire, and the
San Francisco 49ers.
Mr. Priz has also served as a consultant to insurers
Lloyds of London,
Zurich American Insurance,
Zenith Insurance, Liberty Mutual
Insurance, Dakota Truck Underwriters,
Diamond Insurance Company,
FCCI Insurance, 7710
Insurance, and Great American
Insurance on issues involving Workers Compensation insurance coverage,
premium computation, underwriting, classifications, experience modifiers, and
premium audits.
He is the author of Workers Compensation:
A Field Guide for Employers, published in 2010, as well as
The Ultimate Guide to Workers
Compensation, published in 2005, and
CompControl, published in 1995 (revised edition 2001).
Mr. Priz has served as an expert regarding Workers' Compensation insurance
premium computation, insurance agent/broker standards of care, and other aspects
of commercial property and liability insurance, in cases filed in both federal
and state courts and arbitrations in California, Colorado, Connecticut,
Delaware, Florida, Georgia, Illinois, Louisiana, Mississippi, Missouri,
Nebraska, Nevada, New Jersey, New York, Ohio, South Carolina, Tennessee, Texas,
and Virginia.
Mr. Priz holds the professional designation
Chartered Property Casualty Underwriter
(CPCU) from the American Institute of Property and Liability Underwriters,
as well as the designation
Associate in Premium Auditing,
from the Insurance Institute of America.
He is a 1974 graduate of Roosevelt University in Chicago, receiving a
Bachelor of Arts Degree (With Honors).
Books:
Workers
Compensation: A Field Guide for Employers,
published by CreateSpace Publishing in 2010.
Chapter 22 of the Illinois Workers
Compensation Manual, published by the Illinois State Chamber of Commerce in
2008.
The Ultimate
Guide to Workers' Compensation Insurance,
published in 2005 by Entrepreneur Press.
CompControl,
published in 1995 by Oasis Press, with a revised edition published in 2001.
Reports:
“Report on a Study of Small Employers and the South Carolina Second Injury
Fund’s Impact on Workers’ Compensation Insurance Premiums”
commissioned by the South Carolina Small Business Chamber of Commerce.
Mr. Priz has presented lectures
and seminars before a number of insurance and business groups, including:
The Workers Compensation Committee
of Alaska
The Southeast Metro Law Club
The Central Illinois Chapter of
the American Payroll Association
The Illinois Chamber of Commerce
The Workers Compensation Claims
Association
The International Kitchen Exhaust
Cleaning Association
The Greater Peoria Contractors &
Suppliers Association
The Central Illinois Employers
Association
The Illinois Manufacturers
Association
The Missouri Contractors
Association
The Midwest Society of
Professional Consultants Caterpillar, Inc.
The Illinois 1752 Club
The Chicago Roofing Contractors Association
The International Recreational
Water Professionals
National Association of Women in
Construction
Construction Risk Management
Conference sponsored by the International Risk Management Institute
Mr. Priz has conducted
webinars on the subject of Workers’
Compensation insurance premiums for:
Risk & Insurance magazine
M. Lee Smith Publishers LLC
Eli Research
Mr. Priz has assisted a number of
clients in appeals of NCCI decisions at the
Illinois Workers’ Compensation
Appeals Board, The Colorado Workers
Compensation Appeals Board and the
Nevada Workers Compensation Appeals
Board.
Mr. Priz has also assisted clients
in legal hearings before the Illinois
Department of Insurance, The
Alaska Department of Commerce-Division of Insurance, and the Nebraska Department
of Insurance, and before the Ohio Bureau of Workers Compensation.
In the past four years, Mr. Priz
has provided sworn testimony as an expert in the following matters:
Commerce and Industry Insurance Company v. Staffing
Advantage, Inc. United States District
Court for the Eastern District of North Carolina Southern Division, Civil Action
No. 7:L17-cv-165-FL. Retained by Defendant Staffing Advantage LLC. Provided
deposition testimony regarding Workers Compensation insurance audits,
classifications, and experience modification factors.
Pennsylvania Manufacturers’ Association Insurance
Company v. Promise Healthcare, Inc. United
States District Court for the Southern District of Florida, Case No.
9:17-cv-80906. Retained by Defendant Promise Healthcare. Provided Preliminary
Report of Opinions and deposition testimony regarding Workers Compensation
insurance and Retrospective Rating, Workers Compensation premium computation and
audited premium charges.
LM Insurance Corporation and Liberty Mutual Insurance
Corporation v. All-Ply Roofing Co., Inc.
United States District Court, District of New Jersey, Civil Action No.
2:14-cv-04723-JMV-MF. Retained by Defendant All-Ply Roofing Co., Inc. Provided
written report of opinions, rebuttal report, and deposition testimony regarding
proper Workers Compensation insurance classifications, audited premiums,
remuneration, experience modifiers, and insurance producer professional duties.
Samantha Martin’s Amazing Animals v. Amcomp Insurance,
hearing at the Illinois Department of
Insurance. Retained by policyholder Samantha Martin. Provided sworn testimony
regarding proper Workers Compensation classification codes.
Roy Johnson v. Norfolk Southern Railway
Company d/b/a Triple Crown Services
Company and Zurich North America Insurance and Zurich
American Insurance Company, U.S. District
Court, Southern District of Illinois No. 3:14-cv-1095MJR-WCW. Retained by
Defendant Zurich American Insurance Company. Provided written report of opinions
and deposition testimony regarding Workers Compensation insurance for
owner/operators in the trucking industry.
Liberty Insurance Corporation v. S.E. LLC,
Docket No. 1-001256-14, filed in
Superior Court of New Jersey Law
Division: Bergen County. Retained by Defendant S.E. LLC. Provided written report
of opinions and deposition testimony regarding Workers Compensation insurance
audits, premiums, and classifications in New Jersey.
The Levy Company v. Monroe Guaranty
Insurance Company and FCCI
Insurance Company, Case No 2012 L 2213, filed in Circuit Court of Cook County, Illinois. Retained by Defendant FCCI Insurance Company. Provided written report of opinions, deposition testimony, and testimony at trial regarding the use of Schedule Rating and experience modification factors in computing Workers Compensation insurance premiums in Illinois.
Travelers Casualty And Surety Company
f/k/a Aetna Casualty And Surety Company, and Potomac Insurance Company of
Illinois v. Kirby Madden, David Odom, Thomas Appleton,
Jerry Ross, Paul Roberts and Labor Specialists, Inc., v. Travelers Casualty And
Surety Company, d/b/a Travelers Insurance Company,
Case No. 98 L 138 In The Circuit Court For The First Judicial Circuit Jackson
County, Murphysboro, Illinois. Retained by Defendant Labor Specialists, Inc.
Provided written report of opinions and deposition testimony regarding Workers
Compensation insurance premiums.
In Re: Stone & Webster, Incorporated, et al., Bankr.
No. 00-2142 In the United States Bankruptcy
Court For The District of Delaware. Retained by Stone & Webster. Provided
report of opinions and deposition testimony regarding Workers Compensation
insurance premium calculation and the use of separate agreements that purport to
change the terms of the policies.
Ensign United States Drilling Inc. and Ensign United
States Drilling (California) Inc. v. Weatherford U.S. Limited Partnership,
filed in United States District Court for
the District of Colorado, Civil Action No. 13-cv-00724-LTB. Retained by
Defendant Weatherford. Provided report of opinions and deposition testimony
regarding Large Deductible Workers Compensation insurance pricing and experience
modification factors.
Command Center, Inc. v. AdvantEdge Insurance Group, et
al, Case Number: 2010-CV-4135, filed in
District Court, El Paso County, State of Colorado. Retained by Defendants
AdvantEdge Insurance, et al, provided trial testimony regarding insurance broker
standards of care and Workers Compensation insurance marketing and pricing of
Large Deductible policies.
FallCreek Condominium Owners’ Association,
Inc. v. Auto-Owners Insurance Company and Charlie Lemoine,
Case No. 10AF-CC00168, filed in the Circuit Court of
Taney County, Missouri. Retained by Plaintiff Fall Creek.
Provided written report of opinions and deposition testimony regarding
duty of care owed by an insurance broker in procuring flood insurance.
P.J.R, & Associates, Inc. v. Aetna Casualty & Surety
Co. of Illinois and Travelers Casualty and Surety Co. of Illinois, Aetna
Casualty & Surety Co. of Illinois and
Travelers Casualty and Surety Co. of Illinois
v. Pete Reiman Case No. 2001-MR84, filed in
Circuit Court of the 20th Judicial Circuit Randolph County, Illinois.
Retained by Plaintiff P.J.R. & Associates, provided written report of
opinions and deposition testimony regarding Workers Compensation audited
premiums.
In Re: Stone & Webster, Incorporated, et al., Bankr.
No. 00-2142 In the United States
Bankruptcy Court For The District of Delaware. Retained by Stone & Webster.
Provided report of opinions and deposition testimony regarding Workers
Compensation insurance premium calculation and the use of separate agreements
that purport to change the terms of the policies.
Ensign United States Drilling Inc. and Ensign United
States Drilling (California) Inc. v. Weatherford U.S. Limited Partnership,
filed in United States District Court for
the District of Colorado, Civil Action No. 13-cv-00724-LTB. Retained by
Defendant Weatherford. Provided report of opinions and deposition testimony
regarding Large Deductible Workers Compensation insurance pricing and experience
modification factors.
Command Center, Inc. v. AdvantEdge Insurance Group, et
al, Case Number: 2010-CV-4135, filed
in District Court, El Paso County, State of Colorado. Retained by Defendants
AdvantEdge Insurance, et al, provided trial testimony regarding insurance broker
standards of care and Workers Compensation insurance marketing and pricing of
Large Deductible policies.
FallCreek Condominium Owners’ Association, Inc. v.
Auto-Owners Insurance Company and Charlie Lemoine,
Case No. 10AF-CC00168, filed in the Circuit Court of
Taney County, Missouri. Retained by Plaintiff Fall Creek.
Provided written report of opinions and deposition testimony regarding
duty of care owed by an insurance broker in procuring flood insurance.
P.J.R, & Associates, Inc. v. Aetna
Casualty & Surety Co. of Illinois and Travelers Casualty and Surety Co. of
Illinois, Aetna Casualty & Surety Co. of Illinois and
Travelers Casualty and Surety Co. of Illinois v. Pete Reiman
Case No. 2001-MR84, filed in Circuit Court of the 20th
Judicial Circuit Randolph County, Illinois.
Retained by Plaintiff P.J.R. & Associates, provided written report of
opinions and deposition testimony regarding Workers Compensation audited
premiums.